Invest › Self-Directed IRA
Use your retirement funds to invest in Sioux Falls real estate.
Most investors don't realize they can fund a real estate purchase with their IRA or 401(k). We partner with Midland Trust — a national SDIRA custodian — to make the rollover painless. Returns grow tax-advantaged, inside your retirement account.
Tax-deferred growth
Rents and gains compound inside your IRA — tax-deferred (Traditional) or tax-free (Roth) until distribution.
Real assets, real cashflow
Own actual Sioux Falls property inside your retirement account — not paper exposure to a fund.
Painless rollover
Midland Trust handles the IRS paperwork, custody, and reporting. We handle the deal. You sign and review.
How it works
From rollover to first deal — typically 30 to 45 days.
- 01
Open the SDIRA
Use the form below to open a self-directed IRA with Midland Trust. Takes about 10 minutes.
- 02
Fund the account
Roll over an existing IRA or 401(k). Midland coordinates with your current custodian — no early-withdrawal taxes, no penalties.
- 03
Pick the deal
We bring you Sioux Falls opportunities that fit your timeline and risk tolerance. You decide what to fund.
- 04
We operate, you compound
Luke Properties manages the asset. Distributions and equity growth flow back into your IRA — tax-advantaged.
Open your account
Get started with Midland Trust
The form below comes directly from Midland Trust — our SDIRA partner. Submit it here and we'll loop in to help structure your first Sioux Falls deal.
Midland Trust is an independent IRA custodian. Luke Properties is not a financial advisor — please consult your CPA or tax professional about your individual situation.
SDIRA — FAQ
Common questions about retirement-funded real estate.
The questions investors ask us most before opening a self-directed IRA with Midland Trust and putting it to work in Sioux Falls real estate.